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To
apply for a loan, please print the forms below,
complete and return to us by fax or e-mail.
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Should you need
any assistance, please contact us and one of our qualified
associates will be glad to help you.
Telephone:
(818) 888-4646
Fax:
(818) 888-4647
E-mail:
info@pcmfinancial.com
LOAN CHECKLIST
Please provide us
with the items that are checked below.
PLEASE
COMPLETE, SIGN, AND DATE:
Uniform Residential Loan Application.
Release of Information and Credit Authorization (please sign
both copies).
Appraisal Disclosure.
Mortgage Broker Fee Disclosure.
Applicant’s Knowledge.
Perjury Statement/Verification of Income.
Fair Lending Notice/Equal Credit Opportunity Act
Please
complete all sections of the application, including account
numbers and addresses for all of your accounts. If you and your
co-borrower(s) are not married, a separate application musk be
completed by each of you. If applicable, include the following:
SALARIED APPLICANTS:
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Copies of W-2s for previous
two years.
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Copies of current pay stubs
covering one full month.
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Copies of Federal income tax
returns (1040s) with all schedules for previous two years.
SELF-EMPLOYED APPLICANTS:
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Copies of federal income tax
returns (1040s) with all schedules for previous two years
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Copies of K-l’s for previous
two years for any partnerships.
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Copies of Partnership returns
(1065s) for previous two years if you own 25% or more.
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Copies of Corporate (1120s)
for previous two years, if incorporated.
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Signed year-to date Profit
and Loss Statement for each business that you own.
MISCELLANEOUS INCOME:
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RENTAL INCOME - Copies of
leases and Federal tax returns for previous two years.
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ALIMONY/CHILD support - Copy
of recorded Divorce Decree and Settlement Agreement.
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DIVIDEND & INTEREST INCOME -
Copies of Federal tax returns for previous two years.
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SOCIAL
SECURITY/PENSION/DISABILITY INCOME - Copy of Award Letter
and copies of bank statement for the past three months
reflecting amounts deposited monthly.
IF YOU
ARE BUYING A HOME:
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Complete copy of the signed
purchase agreement with all attachments and addendums.
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Name & Address of landlord,
or cancelled rent checks for the past twelve months.
SOURCE
OF DOWN PAYMENT:
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ASSETS/BANK ACCOUNTS - Copies
of bank statements for the past three months.
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GIFT - Gift letter from donor
(we will provide the form) and verification of the source of
the funds.
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SECURITIES - Stock brokerage
or Money Market statements for the past three months.
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PROCEEDS FROM SALE OF
RESIDENCE - If sale is completed, a copy of the closing
statement (HUD-1); if sale is not completed a copy of the
purchase agreement for the sale.
If YOU
ARE REFINANCING YOUR HOME:
IF THE
SUBJECT PROPERTY IS A CONDOMINIUM OR TOWN HOUSE:
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Copies of CC&R’s, Articles of
Incorporation, By-Laws and current budget for the complex.
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Name, address and phone
number of the homeowner's Association and/or Management
Company.
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Apply
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